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Tips For Adapting Physical Businesses To Digital Environments In The New Post-Covid-19 Reality

Businesses of all sizes have been affected in countless ways during the development of the Covid-19 pandemic, needing to adapt to how they generate revenue to stay operational.

In terms of accelerated digitization of consumers, as of June 3, 2020, there is an average 23% increase in digital transactions on the part of both users who already made digital transactions as well as people who had never done them before, according to COVID- 19 Commerce Insight.

This publication presents recommendations for small and medium-sized companies (as well as for large brands), seeking to reduce the economic impact and find ways to resume their stability and growth.

This will require a change of “adaptive” mentality that represents flexibility, reasoning, and analysis, together with the drive to create different solutions without losing the purpose of marketing management that is to solve current and potential problems of our clients.

In parallel, it is necessary to ensure the operation of brand exposure and communication platforms, products, and services tied to functional service, logistics, and user experience processes.

Adapt locations with visible and relevant safety processes.

  • Integrate low or no contact technology with people, means of payment, and products.
  • Provide implements that reduce customer contact.
  • Adapt schedules, offers, and services to the availability and specific needs of users in compliance with government regulations.

Creation of processes and alternatives of purchase and contact in digital media:

  • Align logistics and delivery compliance processes through data intelligence technology and the use of machine learning.
  • Management of analytics and information for decision-making in current situations, opportunities, correlations, and projections.
  • Update contact information, services, and products in social network profiles.
  • Enable messaging and service channels with a transactional and service approach.
  • Simple online store.
  • Manage location in GoogleMyBusiness.

Transmit Closeness, Convenience, And Solidarity

  • Consider that since we do not have a relevant physical contact at points of sale, we must make an effort and invest in making each interaction with the customer (digital, delivery, experience) as close as possible.
  • Generate convenience for users, counting on availability, advance alerts, personalized suggestions, and a great facility to generate service contacts or transactions.

Promote business indirect and digital media:

  • Communicate solutions, advice, best practices, and benefits before the sale, the sale options will be integrated into the content later.
  • Dissemination of services and products focused on pages and profiles of social networks.
  • Adapt direct sales processes of consumer products to end customers through optimal services and platforms.
  • Manage organic and paid search strategies in marketplaces and leading online sales platforms according to target group and category.

Activate digital advertising campaigns:

Google search:

Clear segmentation of users in desired location and type of offer (by clicks, impressions, actions), first for desktop devices (which are the ones that are increasing the most in use) and then, of course, for mobile devices.

Identifying keywords related to the current needs of users based on Google Trends and terms currently used based on context.

Update keywords and terms on a daily or weekly basis, including negative terms and based on the terms used by our customers to find us.

By optimizing web pages targeted by our ads, first in content, and then in mobile-friendly technology and display, relevance is more important than ever.

Youtube:

  • Creating relevant content for different types of uses in campaigns segmented by user profiles, consumption profiles, channels, or specific videos, being relevant to users.
  • Optimizing the message so that it is shocking in the first 5 seconds of the video.
  • Including remarketing targeting options to show videos to those who have visited our website from search engines, Google advertising campaigns, or social networks (ideally by type of content visited).
  • Seeding cookies (putting together remarketing lists) for subsequent and sequential campaigns.

Facebook / instagram:

  • Showing the human side of our brand, making use of spokespersons, staff, and leaders communicating messages.
  • Including publications with products integrated into them (Instagram Shopping).
  • Segmented to users based on specific and non-massive profiles and preferences (taking care to have audiences of up to 200,000 people per ad group).
  • Optimizing through remarketing to impact users who have interacted with our profiles, ads, web pages, or specific videos along with customer lists, prospects, and others in a segmented and personalized way.

Twitter:

  • Through remarketing first and then based on what our type of clients are communicating.
  • Applying segmentation based on followers similar to those of specific profiles.
  • Generating relevant content to be shared.

E-mail:

  • Sending really segmented newsletters and only with relevant content, being timely, and avoiding Spam.
  • Implementation of automation in communication cycles and customer follow-up, including remarketing and considering future restrictions on the use of Cookies and information privacy.

Integrated Channels

  • Opening and managing customer service, communication, and direct service channels through messaging platforms already used and preferred by consumers. (Whatsapp, Messenger, SMS, Zoom, Teams, others).
  • Omnichannel strategy reducing friction and reinforcing convenience and ease in users.
  • The exploitation of culture, focus, and tools focused on the client to achieve efficient acquisition with recurring purchase and recommendation to increase the value of the life of clients.
  • Alliances and agreements that allow to management offering in the platform model.

Change is a necessity that cannot wait any longer; the impact caused by the pandemic accelerates the urgency with which objectives, plans, and business models must be adapted to maintain brands in the market and manage their growth.

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Financial Advisor

The Role of Credit Counseling in Debt Management: What You Need to Know

In today’s fast-paced world, managing finances can be overwhelming, especially when debt becomes a burden. Fortunately, credit counseling offers a lifeline for those grappling with financial challenges. This article explores the essence of credit counseling, its benefits, and how it aids in debt management while debunking common myths.

Understanding Debt Management

Debt management is pivotal for maintaining financial stability. With various debt types such as credit cards, loans, and mortgages, understanding its impact on financial health is crucial to avoid long-term repercussions. It involves assessing one’s financial situation, developing a strategy for debt repayment, and prioritizing payments to achieve financial goals.

What is Credit Counseling?

Credit counseling provides personalized financial guidance to navigate debt management challenges. It encompasses assessing financial situations, developing tailored plans, and offering budgeting assistance. The primary goal is to empower individuals with the knowledge and tools needed to manage their finances effectively and overcome debt.

Benefits of Credit Counseling

Credit counseling offers numerous benefits, including debt reduction strategies and financial education. Counselors work closely with clients to negotiate with creditors, develop repayment plans, and provide resources for improving financial literacy. Additionally, credit counseling can help individuals avoid bankruptcy and regain control of their financial future.

Finding a Credit Counseling Agency

Choosing a reputable credit counseling agency is essential for receiving quality service and reliable advice. Accreditation and certification from organizations like the National Foundation for Credit Counseling (NFCC) ensure that the agency adheres to industry standards and ethical guidelines. Researching and selecting an agency that aligns with one’s needs and values is crucial for a positive credit counseling experience.

The Role of Credit Counselors

Credit counselors play a crucial role in guiding individuals through the debt management process. They assess their clients’ financial situations, identify areas for improvement, and develop personalized plans to address their specific needs. By providing ongoing support and guidance, credit counselors empower individuals to take control of their finances and achieve their financial goals.

Debt Management Plan (DMP)

A Debt Management Plan (DMP) is a common strategy recommended by credit counselors for individuals struggling with debt. It involves consolidating debts into a single monthly payment, which the credit counseling agency then distributes to creditors on behalf of the client. By negotiating lower interest rates and fees, credit counselors make debt repayment more manageable and help individuals become debt-free faster.

Credit Counseling vs. Debt Settlement

While credit counseling focuses on developing sustainable repayment plans, debt settlement involves negotiating with creditors to settle debts for less than the full amount owed. While both options can help individuals manage their debts, it’s essential to understand the differences and choose the option that best fits one’s financial situation and goals.

Credit Counseling and Credit Score

Many individuals are concerned about the impact of credit counseling on their credit scores. While enrolling in a Debt Management Plan may initially lower one’s credit score, consistent payments and responsible financial behavior can help rebuild it over time. Credit counseling agencies offer guidance on improving credit health and regaining financial stability.

Common Misconceptions about Credit Counseling

There are several misconceptions surrounding credit counseling, including its impact on credit reports and costs. Contrary to popular belief, credit counseling typically has a minimal impact on credit reports, and reputable agencies often provide affordable or even free services to those in need. It’s essential to address these misconceptions to encourage individuals to seek help and take control of their financial futures.

Success Stories and Testimonials

Real-life examples of individuals who have successfully overcome debt through credit counseling serve as inspiration for those facing similar challenges. By sharing their stories and testimonials, credit counseling agencies can demonstrate the effectiveness of their services and inspire hope in individuals struggling with debt.

Tips for Successful Debt Management

Successful debt management requires commitment, discipline, and regular review of one’s financial situation. By creating a budget, tracking expenses, and prioritizing debt payments, individuals can take control of their finances and work towards becoming debt-free. Additionally, seeking guidance from a credit counselor can provide valuable support and resources for achieving financial stability.

Dealing with Creditors

Open communication and negotiation skills are essential when dealing with creditors. Credit counselors can provide strategies and techniques for effectively communicating with creditors and negotiating favorable terms. By maintaining a positive relationship with creditors, individuals can work towards mutually beneficial solutions and successfully manage their debts.

Legal Protection and Rights

Consumers have rights and legal protections when dealing with creditors and debt collectors. Credit counseling agencies can educate individuals on their rights under consumer protection laws and provide assistance in resolving disputes with creditors. Understanding these rights empowers individuals to advocate for themselves and assert control over their financial futures.

Conclusion

In conclusion, credit counseling plays a crucial role in debt management by providing individuals with the tools, resources, and support needed to overcome financial challenges. By enrolling in a Debt Management Plan, seeking guidance from experienced credit counselors, and committing to a plan of action, individuals can take control of their finances and work towards a brighter financial future. It’s time to break free from the burden of debt and pave the way for a more secure and prosperous tomorrow.…

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Investment Plans

HOW DO YOU INCREASE YOUR ONLINE ENGAGEMENT?

I no longer need to tell you that it is no longer about follower numbers and as many likes on social media as possible . You want to build a lasting relationship with qualitative followers. In other words, you want more engagement. But how do you do that? How do you increase your online engagement? I will give you a number of tips in this blog article! 

THERE IS NO QUICK FIX

Let me help you out: there is no quick fix for more engagement. It works a bit like maintaining a friendship, because just like maintaining a friendship, it takes time to increase your online engagement. Unfortunately, there is no easy trick that I can give you like that. 

 BE AUTHENTIC AND GENUINE ON SOCIAL MEDIA

Of course we mainly show the things online that are beautiful, good and fun. Yet it is also important to be sincere. For example, are you having a sh * t day or is that one fantastic assignment just passing you by? Then share the less cool things. This shows that you are just a human being and it shows that you are not afraid to make yourself vulnerable. So be 100% yourself online. Then your followers will know what to do with you and get to know you step by step. 

JUST SENDING IS NOT AN OPTION

In any case, not if you want to increase your online engagement. So also engage in interaction. Do you close your post with a question and do you receive reactions? Then respond to the people who show interest and make sure that this is genuine interest. Respond to others, like their posts, share your knowledge and experience and show yourself. 

POLLS, QUESTIONS AND STORYTELLING 

Another good way to get more online engagement is to make smart use of the tools that Instagram offers, for example . Ask questions by means of a poll or take a quiz. Include your followers in your story and ensure that there is coherence. For example, do you share a glimpse into your day? Then make a clear structure: start, middle, end. And here too: respond to DMs, questions or have the results of your poll reflected in your Stories. 

 

FROM ONLINE TO OFFLINE

If you invest in a lasting relationship with your followers, you will notice that your engagement increases. Your messages are saved more often and get more responses. Maybe you have such a good connection with some girls that you want to meet your online friends offline. Or maybe you can even convert your followers into paying customers. Again: time will pass. Especially if you as an entrepreneur offer services, you will not immediately put your qualities in someone’s nose. Give your followers the opportunity to get to know you and your company better before you come up with your offer. 

Hopefully, these tips will help you increase your reach and create more online involvement around your posts and stories. Also look at what you like and what works for you. Every company, industry and service is of course different.

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